Ok, brief replies to the article:
Hard to get cover: bull****
What's the equivalent diesel to a model Y? They only do X cars as diesel and the closest on to the Y is probably the X4, which is 8k more to buy than the Model Y, for the 20d which is slow. The 30d is 20k more to buy.
27% more insurance for same model? What model? Usually the EV's are far higher spec/ performance.
Insurance for all cars is going up, largely as IPT came in, and due to 11% inflation on top of this.
Actually mentions the X3 M40d, this isn't equivalent to a model Y, it's a 3 series FFs. It's also 62k! 20k more to buy!
New electrics ~10% more to insure on average, sure, as they cost about 10% more, albeit the average EV purchase will be far higher than the average ICE, as EV's have been targeted at exec and upper market first, tesla didn't start with the model 2 or model 1 first etc, they're still to come.
Sure a model Y battery costing 7-10k likely won't be repaired by tesla if it's battered, but neither will bmw be repairing the 7-10k engine in an X4 diesel x drive.
The tax benefit on EV's isn't being withdrawn, tax on electric is same as it was, tax on ICE fuel goes up every year. Next to no BIK on EV's too, which is extremely important to companies.
Only 16% of mechanics can work on EV's but any dealer will fix their own cars, most will be in warranty, so would only be dealer repair anyway. Jono's MOT shop won't be allowed anywhere near it, like they wouldn't any new car in warranty.
Would love to know how many batteries have been damaged by speed bumps and kerbs
No idea where they get 14k-29k for a battery from.
Battery degradation is covered by warranty, the warranties are ~5-10 years, they won't be covered after this by insurers, as insurers don't cover wear an tear, like they wouldn't a car with 80k miles etc.
Higher chance of loosing control, because of torque? WTF. The motors have far more control than a diff on an ICE, never mind they ALL have traction control as well as other sensors. Higher power cars are harder to drive, if people can't handle them don't get a quick car, or don't put their foot down, ICE or EV. Can limit the power output in an EV though, just by selecting range mode, but it's boring.
Axa Swizlerland? WTF.
No EV courtesy car, who cares? Anyone driving an EV likely won't start crying if they have to drive an ICE for a week. Most insurers don't give like for like now on any type of car, same as dealers don't on warranty repairs.
Cover charging cables? WTF, mine is worth about £20, and I use a commando socket for a wall box which is about £30. A wall box would be covered by the wall box company or even house insurance.
Agree on do the research, figure out what miles you do, and what you can charge at home, and compare the ICE to EV fuel costs on an EV suited tarriff.
Range anxiety, largely a myth, or something which you realise is not really a thing after a few weeks.
It's not "advised range", it's WLTP range, it's calculated based on use and conditions, it's fairly accurate for summer, but allow maybe 10% less in most of winter, and maybe 20% when below freezing (hardly ever during the day).
The MPG figures on ICE cars are misleading too, if BMW say it's 50mpg on the info, my bet is you will get closer to 40mpg real world if you work it out (most don't do this). Will be more in summer, less in winter.
Hybrids are good, we have one, our lass gets to work and back on the 30 mile charge. Effectively she's driving round in a 30 mile range EV, and only puts petrol in maybe once every couple of months.
Largely the article reads like it's trying to guide a narrative, fishing for problems which largely aren't there or not really considering like for like scenarios.
Having an article take than many words to "prove" EV insurance being "more" is poor, especially when the first thing they do is compare unalike cars, which are then even more expensive than the EV anyway, laughable.
Either some of these posters are car salesmen or have shares in Tesla the way they go on about them.
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