Thanks Steer.I think that car owners claim against their own insurance for the damage or loss of their car, and after the insurer has paid out they would be subrogated the rights of any recourse - which means that they can in turn claim against the car park and/or guilty car to recover the losses that they have paid out.
this is when an insurance company actually does work for the money they take. For their financial benefit. Not yours.I think that car owners claim against their own insurance for the damage or loss of their car, and after the insurer has paid out they would be subrogated the rights of any recourse - which means that they can in turn claim against the car park and/or guilty car to recover the losses that they have paid out.
you claim on your insurance always, it's your insurers that then have to counter claim. That's why you are always advised to not accept responsibilityThanks Steer.
But, say for example, I parked next to a car which then caught fire. The fire spreads to my car, surely I would claim off the insurers of the other car?
No wonder I don't understand it.you claim on your insurance always, it's your insurers that then have to counter claim. That's why you are always advised to not accept responsibility
This happened to me parked in a shared car park in a block of flats suspected arson on the car parked next to mine the fire spread but I had to go through my own insuranceThanks Steer.
But, say for example, I parked next to a car which then caught fire. The fire spreads to my car, surely I would claim off the insurers of the other car?
The pay-out offered to her is £13,000 less than she paid for her car.
Cath, who bought the car for £20,000 seven years ago and has been offered a £7,000 pay-out.
WTF does she expect after 7 years ?
Correct. The technical term is subrogation, just in case anyone has the slightest bit of interest.This happened to me parked in a shared car park in a block of flats suspected arson on the car parked next to mine the fire spread but I had to go through my own insurance