If you refuse to use the loan system as a matter of strategy, building for the future or principle, you needlessly handicap yourself
If you approach the loan system as a means of adding depth to your squad, ok, but you're surely hoping that everyone you bring in turns out to be good. You don't bring in loan players hoping they just be good enough for back up; you want them to fulfill their potential.
What I think the change of strategy means is not using resources to pay big loan fees or high loan wages. I guess Archer Ramsey and Giles were all relatively high on both accounts. Instead we use what funds we have to give priority to permanent deals.
I don't think anyone ever said we wouldn't use the loan system?