Private Healthcare UK

[QUOTE="Cambsred, post: 180269, member: 921" The private hospital round the corner with the same consultants is 2 weeks.

And there you have one of the reasons for the long NHS waiting lists .... I'm not aware of any private hospital that contributes a single penny to training medical staff.[/QUOTE]

3 of my mates do private work as well as NHS. They make a shed load of ££ from it - two o them are consultants in NHS so hardly on the bread line.
Sad thing is they reduce their NHS time to do private. They all have their gold plated pension pots of £1.5m to see them through if times get though.
They know my feelings on the matter
 
I was looking at going with Vitality a few years back, the swaying factor with Vitality being getting the Apple watch for next to nothing, which I was going to buy/ uprade anyway.

The reason for looking to go private was that I had bother with some nerve damage from a blunt trauma. The nerve damage was diagnosed on day 1 of the injury over the phone and I was told to get an MRI ASAP, yet it took the NHS 3 years (and about 20 appointments, going over the same thing over, and over again) to agree and get me an MRI. Of course the MRI and then nerve tests confirmed this, but by then it was pretty much too late to fix me.

I don't think I could go through that again, but probably will end up that way, as I've not yet sorted the health insurance, partly because they won't cover old injuries (which is fair enough I suppose).
 
I'm with AXA PPP via work so I get mine for free as a benefit, I then top up by about £120 per month to have the rest of the family (wife & 2 kids) on my policy. We've all used it and it's been great.

I think £120 may be a lot to pay out, but the level of cover we get is huge.

Both the wife and I have had recent MRI's privately which was organised in a matter of days, and the insurance has covered all costs. I had to have a brain, neck and inner ear MRI which took nearly an hour in the MRI scanner at a cost of about £900. all covered, no questions asked.
We've recently just got rid of the the second car as it was never getting used so anywhere in the region of £150-£200 a month would work for us. Obviously I'd look at different options to keep it in that range and of that meant sacrificing dental cover that would be fine as our local NHS dentist is superb, especially with the children.
 
My experience with it is that the standard of care isn't necessarily any better - but you get to pick your doctor (to a degree) and it is a lot faster than waiting for appointments etc... via the NHS
 
And there you have one of the reasons for the long NHS waiting lists .... I'm not aware of any private hospital that contributes a single penny to training medical staff.

One of the hidden welfare state benefits for the wealthy
 
As mentioned it is not cheap - it’s one of the better benefits the Mrs gets from work and she has added me to her policy. One thing to watch out for is their rules around pre existing conditions. Even once you have this there is often a cost share element whereby you pay x percent towards treatments.

another provider is vitality whom offer lots of interesting incentives to keep you active, not sure on the price but discounted if you have a gym membership, if you make x number of steps per day, incentives include one pair of trainers per year half price, cinema tickets etc etc.

finally a half way house is Dr Anywhere - I think it’s about 12 per month - gives you access to an appointment online pretty much instantly around the clock - and can get prescriptions and referrals and is linked to you Drs so all above board. As mentioned earlier this is probably the way the nhs is heading sadly but if you can afford this it is quite useful, obviously less so for problems where you need to be examined.
 
Back
Top