Jonny_Rondos_Disco_pants
Well-known member
You can make £100k go far if you want to live in the worst areas, drive a beat up old car, don’t holiday etc.
In the North East?You can make £100k go far if you want to live in the worst areas, drive a beat up old car, don’t holiday etc.
Yeah. House in Port clarence, beat up old ford focus etcIn the North East?
Anyone can struggle if you mortgage yourself to the limit of your income, no matter where you live.
Where's Lee Anderson on this?
I’ll have to go out and find another £50k of income then, otherwise I’ll be stuck in Port Clarence forever apparently.Yeah. House in Port clarence, beat up old ford focus etc
£100k a year isn’t a mega amount of money anymore, especially for a family where 1 parent works. Mortgages, pension contributions, cars to run, house hold bills, childrens uni or college funding etc. it soon adds up. Then say people have 2-3 season tickets to renew, they want a holiday every year, there’s not much left.Yes, some people are up **** creek, rely on food banks etc. some people could work more hours if they maybe had more family support, maybe making things easier.
Making the right decisions in life would benefit many, sticking in at school, further education etc rather than tossing it off thinking you’re cool, when in reality you are getting left behind in life.
My apprenticeship was £56 a week, with £20 increments every year. 32 hours on site, 14 hours at college. after work it was trying to keep on top of assignments and revising for exams. My mates from college were on the drink most nights and weekends. I was trying to keep on top of things.
10 years later I decided to do my degree on day release. 4 more years of balancing income, family time and study.
It’s been worth it.
Some people don’t want to put the effort in, others simply can’t. But there are ways to improve things.
I’ve suffered more than most when working away, I know it’s not a bed of roses. I have mates who struggle because they made the wrong choices when younger.
£100k a year isn’t a mega amount of money anymore, especially for a family where 1 parent works. Mortgages, pension contributions, cars to run, house hold bills, childrens uni or college funding etc. it soon adds up. Then say people have 2-3 season tickets to renew, they want a holiday every year, there’s not much left.
You have to be well off for just one parent not to have to work, your well off if you can afford to send kids to private school.£100k a year isn’t a mega amount of money anymore, especially for a family where 1 parent works. Mortgages, pension contributions, cars to run, house hold bills, childrens uni or college funding etc. it soon adds up. Then say people have 2-3 season tickets to renew, they want a holiday every year, there’s not much left.
Wow!!! I am full of sympathy for someone in this position. Perhaps they should take the advice of the Tories- don't buy Costa, get rid of Sky, buy own brand goods, don't have children if you can't afford them, ask for more hours, find a better paid job, retrain.
Very few people are in the position that you were in. I retired at 62 years old. I didn't want to. I couldn't really afford it and I knew that at that age no one would employ me. The highest wage I had ever earned was £30,000 and that was after I had took a degree at the age of 52. From age 55 to 57 I took a part time job and had to claim WTC (you might need to ask a friend what those letters stand for) to supplement my wage. At the age of 58 I took a job in Scotland where I paid for my own accommodation, travel and food with no help from my employer. That wage was £30,000. I was basically subsidising my employer but it was that or the dole and humiliation. So please do not patronise people like me who have made sacrifices and tell us that £100k is not a lot of money.
Yet these house owners only want the price of their house to increaseBut someone on £100,000 a year, with no other stated outgoings is probably looking at £450k max on a 25 year mortgage.
So add in a 10% deposit and you're looking at £500k, which as shown above doesn't really get you much in the South East.
So what do you do if you have to live in the SE, need a home for you and your family ?
As you've said in your post, the key is the word struggling which in todays Tory Britain actually means difficulty in feeding your children choosing between heat and food, having to rely on charity etc which is the real scandal.
Have they considered moving to another part of the country or perhaps downsizing. Maybe find a cheaper childcare provider- partner perhaps?£100k in the north east would probably give you a very comfortable life. In the south east it really isn’t ridiculous to suggest that some people might be struggling on that, clearly they won’t be struggling to the extent of having to use food banks but £100k will go nowhere in that part of the world. Imagine mortgage costs and child care could take a huge amount of that away before you consider any other bills
Change jobs- downsize- find a higher paying job, ask for more hours, stop netfix, costa etc. All the usual things the Tories say to people on Universal CreditYes you are though. What if you want to live near your work, your family, your support network?
Patronising£100k a year isn’t a mega amount of money anymore, especially for a family where 1 parent works. Mortgages, pension contributions, cars to run, house hold bills, childrens uni or college funding etc. it soon adds up. Then say people have 2-3 season tickets to renew, they want a holiday every year, there’s not much left.
Wow!!! I am full of sympathy for someone in this position. Perhaps they should take the advice of the Tories- don't buy Costa, get rid of Sky, buy own brand goods, don't have children if you can't afford them, ask for more hours, find a better paid job, retrain.
Very few people are in the position that you were in. I retired at 62 years old. I didn't want to. I couldn't really afford it and I knew that at that age no one would employ me. The highest wage I had ever earned was £30,000 and that was after I had took a degree at the age of 52. From age 55 to 57 I took a part time job and had to claim WTC (you might need to ask a friend what those letters stand for) to supplement my wage. At the age of 58 I took a job in Scotland where I paid for my own accommodation, travel and food with no help from my employer. That wage was £30,000. I was basically subsidising my employer but it was that or the dole and humiliation. So please do not patronise people like me who have made sacrifices and tell us that £100k is not a lot of money.
Change jobs- downsize- find a higher paying job, ask for more hours, stop netfix, costa etc. All the usual things the Tories say to people on Universal CrCredit
No one is patronising anyone. By saying 100k is not a lot of money in the south east (and it isnt) isn't trying to belittle anyone who earns less in an area with cheaper housing. We shouldn't take it as an insult. We should just worry that we live in a country where such a situation can arise.Patronising
“Dont have children unless you can afford them” - yeah I can afford them, they eat up a large amout of income, its why there is not as much left as you’d like to believe. I dont get sick pay or any company benefits either, so sickness and life insurance is a must.
You can find work at 62, my grandad went to B&Q, worked there for 8 years after retiring. Pocket money
Who’s calling them greedy? Dr’s & Nurses deserve far more.If £100k doesn't go far how come train drivers, doctors, nurses etc are being called greedy for wanting less than that?
The Tories are.Who’s calling them greedy? Dr’s & Nurses deserve far more.