Not what I said. The cost to the country via the additional healthcare costs, lost man hours, sickness benefits etc would have been far more than not providing these facilities. As I understand it, that was the choice. There weren't sufficient public funds available at the time.
The country can borrow as much as it wants. It doesn't have to rely on money that is already available, though that is what Governments - even to this day - want us to believe. And none of the main parties are willing to explain or admit this, which was my initial point.
A couple of examples:-
Since the Last labour Government the country's debt has risen exponentially despite the con trick which was austerity. By 2020 the UK was in far greater debt than at the end of the financial crash. Look how much money they found for the Covid pandemic though. In March 2022 it was up to £410bn
Secondly, Labour were floating their PFI intentions in the late 90's as you said. but even by 1999 people were calling it out as a con. However, putting that to one side, the country were far worse off a decade later, after the financial crash, but how much money did Brown produce to bail the banks out and where did that money come from? The answer according to Wikipedia is £138m made up of loans and new money. And guess what? It was mostly recouped by 2022.
Wiki: "At peak, the cash cost of these interventions was £137 billion, paid to the banks in the form of loans and new capital. Most of this outlay has been recouped over the years. As at October 2021, the UK Office for Budget Responsibility reported the cost of these interventions as £33 billion, comprising a loss of £35.5 billion on the NatWest (formerly Royal Bank of Scotland) rescue, offset by some net gains elsewhere."
In short, that path was always open to Brown and Blair and would have been much cheaper, and would not have left the NHS with the debt is struggles with to this day, pouring interest payments into the pockets of private firms and investors.