Who's retired on here, do you enjoy it

It’s fun when stood in a pub with pals before a match and one asks when the next bank holiday is and you smugly reply “ tomorrow “
f**k off is the reply back 😬
 
masquesmog said:
I was in a similar position in some ways .. got to 61 and was offered a redundancy package. It was a no-brainer. I had been there 23 years (21 years great; 2 years of "who would blink first") and was offered more or less the equivalent of 3 years salary to leave. Private sector employer. I had been maxing out on my pension contributions (8% from me; 16% from the company) so the final pot was more than OK. I then had 18 months of declining offers of consultancy where competitors basically paid me to "data dump" from my head about my previous emoloyer who was the market leader. I had known that this would be time limited. I did get going by investing in/working with 2 start ups outside of the UK. Both have kept me "active" on a consultant basis, one of them looks as though it will do well. Let's see. I know I am in a lucky position. I triggered my money fund as a drawdown pension in 2019 (equity based so a bit hairy this year), and have a smaller 'final salary' pension from an earlier iteration of the company I worked for. You do need something to do - whether it's the grandparent role, hobby, voluntary work etc. Got talking to my Tesco online delivery guy. 62, made redundant from an airport related job, who was saying I should take a job like his! I was spending half the year in Brasil (now curtailed of course) but travel is there, if more difficult right now. I will be spending November out of the UK and take the quarantine when I get back (easier when retired and any 'work' I do is from home). Of course you do need an income, but you really don't need as much. As someone said - no more work shoes etc. I know I am a fortunate boomer etc. Easier said than done but it is a good move to put as much into the pension as you can, as soon as you can (if you are lucky enough to have that option) and have some plan/idea about what you may want to do after you retire ... it could easily be 20+ years.
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well it appears the minimum payment of statuary has a cap on the maximum amount weekly that can be paid, set at £583 a week so i will get 9x that plus 3 months notice so deffo not generous at all. Thankfully have been paying the extra into the pension plan.
 
Really enjoyed this thread.

I retired 9 years ago, a year early after 32 years in NHS. Always thought I would hate the idea of retiring but eventually the bureaucracy and penny pinching just got beyond a joke and I decided to get out.

As others have said, including Baden Powell, 'be prepared'. Make sure you have some interests, voluntary work etc to fall back on. Initially I spent a few years working for Citizens Advice, but that eventually got as bureaucratic as NHS with people auditing your work all the time.

Now I play golf a couple of times a week, play grandad whenever needed, spent time in the garden which used to be limited to cutting the grass, and take as many holidays a year as me and her ladyship want to. Our next adventure, when COVID is over is 'The great British Bus Journey'. Mrs Norfolk qualified for her bus pass last month . Except for when we have been on holiday, I can't remember the last time I went on a bus. We are currently planning all the trips we can do on our bus passes and still get home the same day. Travellers R us.

To summarise, as it says on my Facebook page retirement is 'the best job I ever had.'
 
norfolkngood said:
Really enjoyed this thread.

I retired 9 years ago, a year early after 32 years in NHS. Always thought I would hate the idea of retiring but eventually the bureaucracy and penny pinching just got beyond a joke and I decided to get out.

As others have said, including Baden Powell, 'be prepared'. Make sure you have some interests, voluntary work etc to fall back on. Initially I spent a few years working for Citizens Advice, but that eventually got as bureaucratic as NHS with people auditing your work all the time.

Now I play golf a couple of times a week, play grandad whenever needed, spent time in the garden which used to be limited to cutting the grass, and take as many holidays a year as me and her ladyship want to. Our next adventure, when COVID is over is 'The great British Bus Journey'. Mrs Norfolk qualified for her bus pass last month . Except for when we have been on holiday, I can't remember the last time I went on a bus. We are currently planning all the trips we can do on our bus passes and still get home the same day. Travellers R us.

To summarise, as it says on my Facebook page retirement is 'the best job I ever had.'
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Nice to hear that, mind gardening I can relate to that 👌
 
norfolkngood said:
Really enjoyed this thread.

I retired 9 years ago, a year early after 32 years in NHS. Always thought I would hate the idea of retiring but eventually the bureaucracy and penny pinching just got beyond a joke and I decided to get out.

As others have said, including Baden Powell, 'be prepared'. Make sure you have some interests, voluntary work etc to fall back on. Initially I spent a few years working for Citizens Advice, but that eventually got as bureaucratic as NHS with people auditing your work all the time.

Now I play golf a couple of times a week, play grandad whenever needed, spent time in the garden which used to be limited to cutting the grass, and take as many holidays a year as me and her ladyship want to. Our next adventure, when COVID is over is 'The great British Bus Journey'. Mrs Norfolk qualified for her bus pass last month . Except for when we have been on holiday, I can't remember the last time I went on a bus. We are currently planning all the trips we can do on our bus passes and still get home the same day. Travellers R us.

To summarise, as it says on my Facebook page retirement is 'the best job I ever had.'
Click to expand...
You forgot to mention the Senior Rail Card or have you not quite 'qualified' for that yet?
I loved showing my card at the ticket office to get my discount b4 jumping on the train to head off into the Boro for the home games. It had to be early to get a few drinks in first. The perks of being a pensioner
 
I'm 55. Was going to semi retire just before Covid hit. It's all a bit up in the air now
Watch this space for me!
 
Subbuteo_171 said:
Hopefully 10 years to go, I'm building up my book / DVD collection in anticipation. Got shafted on my FS a few years ago so won't be as good as promised when starting out, pensionable pay got capped so I'm acquiring years by contributing with a maximum pension based upon salary 7 years ago and not on retirement - have considered cashing in but CETV wasn't attractive enough.

I can definitely find me enough things to do, but one thing I'm adamant about is not spending dismal winter months in the UK - hopefully we'll have enough in the years between retiring and the state pension kicking in to have 6 weeks abroad when the clocks go back, and then 2 months abroad after New Year in warmer climes...
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You won't be going to buffalo for the winter then.....
 
tripleheader said:
You forgot to mention the Senior Rail Card or have you not quite 'qualified' for that yet?
I loved showing my card at the ticket office to get my discount b4 jumping on the train to head off into the Boro for the home games. It had to be early to get a few drinks in first. The perks of being a pensioner
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That's a great perk. On the very few occasions I have to go into NYC, it's now costing me $14 return on the train, the problem being that I have some $500 in my pre-tax spending account that I'll never be able to use.
 
i retired 53 and had 6 months doing not much at all, after working since 17 non stop it was unbearable so turned my hobby into a shop and ran it my self.... record shop.... technically I wasnt retired but seemed like it from my previous posts as Operations Director for 5 UK manufacturing companies. Best thing I did was leave at 53 after the 2008 bank crash
 
Back to ‘shoes’
I‘ve got 3-4 years to go and have 2 really good pairs and one pair not so good.
The challenge is to make them last

Decided on the following strategy
Wear the good one’s on alternate days and leave the not so good to closer to the end.


Lockdowns are great for getting the big topics sorted
 
1finny said:
Back to ‘shoes’
I‘ve got 3-4 years to go and have 2 really good pairs and one pair not so good.
The challenge is to make them last

Decided on the following strategy
Wear the good one’s on alternate days and leave the not so good to closer to the end.


Lockdowns are great for getting the big topics sorted
Click to expand...
Sorted finny, then bin em ;)
 
One of the games you can play after your retirement is discovering and throwing out /recycling your old workwear, clothes etc. In my case it was an eclectic mix of stuff. It wasn't just clothing, it included folders of coursework, reference material etc I laughed and wondered what the heck was I thinking of keeping this stuff. I have memories ,knowledge and experiences to draw on that's all I need.
 
Retired a few years ago, love it, working life is pointless. Two grandsons, two dogs and three horses and my girlfriend, now wife of 53 years, what’s not to like? Happier, fitter and more fulfilled than I ever was working.
 
When I was young I was always interested in getting one of those big explorer tickets for the train or bus. I think Bus passes are now at 65, opposed to 60, but senior rail is 60. I always pick up a leaflet for the explorer tickets but never have actually bought one. I used to get an United Bus Day Explorer for the NE, but it Newcastle to the Boro (match day) to Whitby in 1982/3 season and the odd Cleveland Transit weekend Pass to take in an Hartlepool Sat game and trip to Staithes on the Sunday etc from Eston.
 
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