Don’t bother they’ll be back in same place tomorrow ( that’s the leaves not your little un )Is it tea time yet? Granddaughter has had a sleepover been up since 6 oclock.
Going out to sweep up the leaves another brill day!
That's me everyday, the leaf assassinIs it tea time yet? Granddaughter has had a sleepover been up since 6 oclock.
Going out to sweep up the leaves another brill day!
I was in a similar position in some ways .. got to 61 and was offered a redundancy package. It was a no-brainer. I had been there 23 years (21 years great; 2 years of "who would blink first") and was offered more or less the equivalent of 3 years salary to leave. Private sector employer. I had been maxing out on my pension contributions (8% from me; 16% from the company) so the final pot was more than OK. I then had 18 months of declining offers of consultancy where competitors basically paid me to "data dump" from my head about my previous emoloyer who was the market leader. I had known that this would be time limited. I did get going by investing in/working with 2 start ups outside of the UK. Both have kept me "active" on a consultant basis, one of them looks as though it will do well. Let's see. I know I am in a lucky position. I triggered my money fund as a drawdown pension in 2019 (equity based so a bit hairy this year), and have a smaller 'final salary' pension from an earlier iteration of the company I worked for. You do need something to do - whether it's the grandparent role, hobby, voluntary work etc. Got talking to my Tesco online delivery guy. 62, made redundant from an airport related job, who was saying I should take a job like his! I was spending half the year in Brasil (now curtailed of course) but travel is there, if more difficult right now. I will be spending November out of the UK and take the quarantine when I get back (easier when retired and any 'work' I do is from home). Of course you do need an income, but you really don't need as much. As someone said - no more work shoes etc. I know I am a fortunate boomer etc. Easier said than done but it is a good move to put as much into the pension as you can, as soon as you can (if you are lucky enough to have that option) and have some plan/idea about what you may want to do after you retire ... it could easily be 20+ years.
Nice to hear that, mind gardening I can relate to thatReally enjoyed this thread.
I retired 9 years ago, a year early after 32 years in NHS. Always thought I would hate the idea of retiring but eventually the bureaucracy and penny pinching just got beyond a joke and I decided to get out.
As others have said, including Baden Powell, 'be prepared'. Make sure you have some interests, voluntary work etc to fall back on. Initially I spent a few years working for Citizens Advice, but that eventually got as bureaucratic as NHS with people auditing your work all the time.
Now I play golf a couple of times a week, play grandad whenever needed, spent time in the garden which used to be limited to cutting the grass, and take as many holidays a year as me and her ladyship want to. Our next adventure, when COVID is over is 'The great British Bus Journey'. Mrs Norfolk qualified for her bus pass last month . Except for when we have been on holiday, I can't remember the last time I went on a bus. We are currently planning all the trips we can do on our bus passes and still get home the same day. Travellers R us.
To summarise, as it says on my Facebook page retirement is 'the best job I ever had.'
You forgot to mention the Senior Rail Card or have you not quite 'qualified' for that yet?Really enjoyed this thread.
I retired 9 years ago, a year early after 32 years in NHS. Always thought I would hate the idea of retiring but eventually the bureaucracy and penny pinching just got beyond a joke and I decided to get out.
As others have said, including Baden Powell, 'be prepared'. Make sure you have some interests, voluntary work etc to fall back on. Initially I spent a few years working for Citizens Advice, but that eventually got as bureaucratic as NHS with people auditing your work all the time.
Now I play golf a couple of times a week, play grandad whenever needed, spent time in the garden which used to be limited to cutting the grass, and take as many holidays a year as me and her ladyship want to. Our next adventure, when COVID is over is 'The great British Bus Journey'. Mrs Norfolk qualified for her bus pass last month . Except for when we have been on holiday, I can't remember the last time I went on a bus. We are currently planning all the trips we can do on our bus passes and still get home the same day. Travellers R us.
To summarise, as it says on my Facebook page retirement is 'the best job I ever had.'
You won't be going to buffalo for the winter then.....Hopefully 10 years to go, I'm building up my book / DVD collection in anticipation. Got shafted on my FS a few years ago so won't be as good as promised when starting out, pensionable pay got capped so I'm acquiring years by contributing with a maximum pension based upon salary 7 years ago and not on retirement - have considered cashing in but CETV wasn't attractive enough.
I can definitely find me enough things to do, but one thing I'm adamant about is not spending dismal winter months in the UK - hopefully we'll have enough in the years between retiring and the state pension kicking in to have 6 weeks abroad when the clocks go back, and then 2 months abroad after New Year in warmer climes...
That's a great perk. On the very few occasions I have to go into NYC, it's now costing me $14 return on the train, the problem being that I have some $500 in my pre-tax spending account that I'll never be able to use.You forgot to mention the Senior Rail Card or have you not quite 'qualified' for that yet?
I loved showing my card at the ticket office to get my discount b4 jumping on the train to head off into the Boro for the home games. It had to be early to get a few drinks in first. The perks of being a pensioner
You won't be going to buffalo for the winter then.....
NpI'm not at that stage yet but would Echo the comments about structure and routine. Keeping mind and body active , keeping busy whilst choosing how you do that.
Sorted finny, then bin emBack to ‘shoes’
I‘ve got 3-4 years to go and have 2 really good pairs and one pair not so good.
The challenge is to make them last
Decided on the following strategy
Wear the good one’s on alternate days and leave the not so good to closer to the end.
Lockdowns are great for getting the big topics sorted