Recent content by gramercy

  1. G

    Debt

    Some very polarized views on here. The truth is somewhere closer to the notion, that while life has gotten more expensive, people also seem to set their expectations a little higher with each passing generation. Small sample size to use as an example but my Grandad had a pretty good job in a...
  2. G

    Debt

    Other than leisure those are not really what you'd class as something you'd spend "spare" money on. I was surprised recently at what a mortgage advisor said was the max I could borrow. It was way beyond my comfort zone, which ended at about 50% of what they said I could have. Now I suspect if I...
  3. G

    Debt

    to be fair its never been great. I remember paying £1200 a year in 1998 for a banger
  4. G

    PAYE Tax and pension contributions - tax code and tax relief confusion.

    I guess in a nutshell what I'm asking is, if I get basic relief at source with the pension provider, and then I have to do a self assessment to claim back the higher rate relief, then why is there a pension figure in the deductions list? Or is it something to do with the pension I have with my...
  5. G

    PAYE Tax and pension contributions - tax code and tax relief confusion.

    I had an email from HMRC telling that they have changed my tax code, I logged into the gov.uk website to have a look, and it almost seems to be in order. However it's led to me getting a bit confused about how tax relief on my pension contributions is given. When I click onto "what makes up your...
  6. G

    Boycott America

    I agree that it would be very complicated to avoid everything that was American owned. That’s why it’s a bit of a stretch for anyone to claim they’re gong to, as the thread title states “boycott America”
  7. G

    Boycott America

    But people aren’t really “doing it” are they. I totally get why, as it‘s incredibly difficult to do. But in that case no one can then be claiming to be boycotting a nations products, when in reality you’re cherry picking a small amount of relatively easy stuff.
  8. G

    Boycott America

    I’ve heard a lot of people saying they’ll boycott American companies. It makes me wonder how much they’ve thought it through. saying you’ll cancel Amazon and stop buying Starbucks is one thing. But have these people considered the size of the likes of P&G, Kraft, Anheuser Busch and the sheer...
  9. G

    Oil recycling

    I don’t mean that literally!
  10. G

    Oil recycling

    Tip at Haverton
  11. G

    Dazzled by LED Lights - Night Time Driving Hazard

    Gutted, I thought this was gonna be news of a new album by The Streets.
  12. G

    Defence spending at GDP

    I picked the wrong week to read Red Storm Rising by Tom Clancy!
  13. G

    American tourism

    My view is that if I’m willing to spend my money on Chinese consumer goods, have a smart phone filled with minerals from god knows where, heat my house with Russian gas bought through intermediaries and run my car on middle eastern oil, then it would be a bit hypocritical to stop visiting the US...
  14. G

    3rd Runway

    I wonder how many people on here using the environmental impact as an argument against it would be doing the same if there was a proposal to put a load more flights on at Teesside.
  15. G

    The amount of litter on our roads and to the side of them

    When I mentioned having similar issues a while back, a poster on this board replied with one of their usual long winded responses on how I was doing it all wrong. 😂
Back
Top